Job Description Overview:
We are excited to offer graduates a chance to join our Wealth and Retail Banking Graduate Program in 2025. As a result, this opportunity will provide valuable experience in the financial sector. Furthermore, as a global bank, we serve businesses and individuals in the world’s most dynamic economies. In addition, our dedicated professionals work closely with clients to help them manage, build, and protect their wealth. Through our global network and collaborative approach, we aim to make a positive impact in finance and banking. Moreover, this is a great time to join us as we continue to expand and innovate in retail banking and wealth management. Therefore, we seek bright and passionate graduates to embark on a journey that will shape their careers and the future of banking.
Program Highlights:
Duration: 18 months.
Rotation: Multiple rotations across key departments in Wealth and Retail Banking.
Mentoring: Direct exposure to senior leaders as well as industry experts.
Training: Comprehensive training and development programs to enhance your skills.
Global exposure: Opportunity to work in one of the world’s most networked and dynamic financial markets.
Program Structure:
The Wealth and Retail Banking Graduate Program is a structured and rigorous development program. Specifically, it is designed to equip graduates with the skills, knowledge, and experiences needed to succeed in the financial services sector. Through comprehensive training and hands-on learning, participants gain valuable insights into the industry. Ultimately, this program prepares graduates for a successful career in banking and finance. It consists of several key elements:
1. First Year (1-12 months)
Practical Experience:
During the first 12 months, you will be in frontline distribution roles, dealing directly with clients and providing real-time solutions to banking needs. This will give you a practical understanding of how wealth management and retail banking work in practice.
Client Facing:
You will develop an in-depth knowledge of customer relationships, our set of financial products and services, and how to respond to different segments of clients, from retail banking customers to high net worth customers.
Product Familiarity:
You will be working with teams to become familiar with the bank’s core banking products and services, including loans, savings accounts, investment products, and wealth management solutions. You will also be learning the risk management and compliance areas of banking services.
2. Second Year (13-18 months)
Rotations across multiple functions:
The second part of the program will rotate you through multiple business functions, such as digital banking, product development, data & analytics, and wealth management. In addition, each rotation will build on the experience gained in the first year. As a result, you will gain deeper insight into the interconnected components of wealth and retail banking.
Collaboration and Innovation:
You will work with regional colleagues and colleagues from different departments on collaborative projects to reimagine the future of banking. Your roles will be aligned with identifying and solving key problems, whether through process improvements or innovative solutions to deliver a better customer experience.
Personal Development:
You will be on regular training and mentoring programs to prepare you for the skills you need to grow. You can choose to take advantage of available workshops, seminars, and courses that are available to sharpen your leadership skills as well as gain more depth in the industry.
Key Responsibilities:
For the Wealth and Retail Banking Graduate Program, you will be responsible for:
Work with cross-functional teams:
Your role will involve collaborating with diverse teams, including business analysts, product managers, and digital specialists, to help develop new initiatives and strategies. You will gain first-hand experience of how different departments collaborate to achieve the bank’s goals and meet customer needs.
Build technical and business knowledge:
You will receive comprehensive training in a variety of banking activities, including product knowledge, market analysis, regulatory compliance, risk management, and financial advice. Moreover, this training will help you understand the complexities of banking services as a whole.
Participate in client relationship management:
As part of your client-facing experience.You will work with retail banking customers and high-net-worth individuals, learning how to manage client expectations. They provide financial advice and implement solutions tailored to their needs. This experience is important for anyone looking to pursue a career in wealth management or private banking.
Outcomes:
The Wealth and Retail Banking Graduate Program is an excellent way to begin a rewarding career in financial services. It not only provides the skills, knowledge, and experience needed to succeed but also prepares you for a rapidly evolving global economy. Through this program, you will gain a deep understanding of global banking and acquire meaningful client-facing experience. Additionally, you will become part of a team dedicated to creating a positive impact worldwide. If you are a talented and ambitious individual with a passion for banking, then you are encouraged to apply for this exciting opportunity.
